Home Finance Resource (HFR)
Certification
The Home Finance Resource certification is a specialized credential awarded by the National Association of REALTORS®. In the required 8-hour course, you will learn how to: lead buyers through loan prequalification, preapproval, and financing processes; implement Fair Housing practices and the NAR Code of Ethics; communicate market conditions to buyers; explain the different types of mortgage products, processes, and application requirements; and help homebuyers with low credit scores secure financing. This highly-specialized certification sets you apart from other buyer’s agents and indicates your expertise in home financing.
It's almost over! Purchase before midnight tonight to save up to 30% on all courses and qualifying programs (Excludes Exam Prep & Third-Party Online courses). Just use the promo code "Cyber24" at checkout.
How To Earn an HFR Certification
Follow the steps below to earn an HFR certification.
For more information about the Home Finance Resource certification, visit the HFR page on NAR's website.
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The 8-hour Home Finance Resource course satisfies the course requirements for the HFR certification.
Home Finance Resource
Certification Course 8 CE Credit Hours (TREC)Help aspiring homeowners navigate the complicated process of home financing.
- Textbooks / PDFs included
- TREC Provider #0005
- TREC Course #43988
Normal price: $139
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Important Information Related to Home Finance Resource Course:
For Non-Texas Licensees: If you are hoping to earn Continuing Education (CE) credit for a Designation / Certification course, please contact the agency that handles licensing in your state to verify whether or not the course in question is eligible.
CloseComplete ABR Designation Program
The Complete ABR Designation Program includes the required 15-hour Accredited Buyer’s Representative course and your choice of an approved 8-hour elective course. Together, these two courses will satisfy the education requirement of the ABR Designation.
Please note that some courses that satisfy the elective requirements of the ABR designation are not listed below (or included with the program) because they exceed 8 credit hours. These courses are indicated as ABR electives on their respective pages.
Complete ABR Designation Program
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Normal price: $139 - $389
Courses included:
- Accredited Buyer’s Representative course (15 hours)
- Receive 15-hours of TREC CE Credit for additional $50
- One 8-hour elective of choice:
- Home Finance Resource course
- New Home Construction and Buyer Representation course
- Military Relocation Professional course
- Pricing Strategies: Mastering the CMA (PSA) course
- Marketing Strategy & Lead Generation course
There are other courses that satisfy the ABR elective requirement, but they are longer than 8 hours and thus not included with this program.
Additional Details:
- FREE PDFs included
- Physical ABR Textbook available for additional $30
- 8 - 23 CE credit hours (TREC)
- ABR classes scheduled in 2024 are FREE; The price of this package will increase in 2025.
Learn more about our delivery method options!
Students who thrive on conventional, live instruction will enjoy this method! Unlike blended classroom courses, these require in-person attendance, at a Champions campus, for all course hours.
Attend live classes from the comfort of your home! Our ChampionsLive virtual classrooms are perfect for students who prefer at-home learning, but also want live instruction.