How to Get a
Texas Loan Originator License
Everything You Need to Know to Meet the Loan Originator License Requirements!
If you have ever considered getting a Loan Originator license in Texas, now is the time! Below are the 5 beginning steps to get you started on your new career path. If you have any additional questions, contact a Career Counselor at your nearest campus to get the answers you need. Sign up today and take the steps towards your new career!
You Can Do It! We Can Help!
Create an NMLS User Account
Complete Education Requirements
Take Exam Prep Class and Practice Exams
Pass the State Exam at Prometric
Complete Background Check, Credit Check, and Fingerprints
Step 1: Create an NMLS Individual User Account at www.statemortgageregistry.com
Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.
Step 2: Complete the required 23-Hour SAFE Comprehensive Course
Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.
Step 3: Register for our Loan originator Exam PREP course
Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!
Step 4: Login to your NMLS Account and register for the NMLS National Exam
Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.
- The cost of the exam is $110
- You must sign the Candidate Agreement before being able to schedule your exam
- The National Test consists of 120 multiple choice questions and is timed (190 minutes).
- Click here for a step-by-step guide for scheduling your exam.
Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.
Step 5: Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request.
Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $100 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).
Most Popular Loan Originator License Programs
Choose a Program to Enroll
To purchase a package, choose your preferred delivery method from the appropriate dropdown below. To mix-and-match multiple delivery methods, you can choose the Champions Advantage option.
23-Hour RMLO Texas License Program
SAVE $30
Courses included:
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
Additional details:
- FREE Books / PDFs Included
- FREE Exam Prep Retakes for 1 Year
- 23 NMLS Credit Hours
above and try again.
23-Hour RMLO Texas License Essential Skills Program
SAVE $65
Courses included:
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
Additional details:
- FREE Books / PDFs Included
- FREE Exam Prep Retakes for 1 Year
- 23 NMLS Credit Hours
above and try again.
23-Hour RMLO Texas License Career Success Program
SAVE $120
Courses included:
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
- Success Through Business Etiquette
Additional details:
- FREE Books / PDFs Included
- FREE Exam Prep Retakes for 1 Year
- 23 NMLS Credit Hours
above and try again.
Set Your Loan Originator License Education Course Schedule.
Classroom, Online, or in the Virtual Classroom!
In this method, students must attend all hours in person. This method provides real estate classes that allow students to interact with instructors and peers. This method is beneficial for students who want to study alongside classmates. Students who thrive in conventional school environments will enjoy this method. Course exams are administered on the last day.
Our ChampionsLive!™ virtual classrooms allow students to attend live classes remotely. In this format, classes will be live streamed via Zoom and students will be required to attend on set dates. This delivery method gives you the chance to ask questions and interact with instructors in real time. Each course has instructional assistants that answer questions during the lecture.
These courses are delivered through a third-party completely online without the use of any textbooks. Course material is presented in online modules along with multiple choice quizzes and exams. Students must be able to access the internet to take this course format. This method is ideal for people who need to attend remotely but still prefer a guided learning experience.
Please Note - This Delivery Method is only available for certain loan origination and appraisal courses.
Select the "Champions Advantage" option when you enroll and customize your learning experience. This option allows you to choose different delivery methods for each course in the package. Learn More.
