Illinois Pre-License Education (PE)
for Mortgage Loan Originators (MLO)
Pre-license education, often called PE or NMLS pre-licensing, is a mandatory training program required by federal law for all aspiring Mortgage Loan Originators (MLO). The SAFE Mortgage Licensing Act requires all MLO candidates to complete 20 hours of pre-license education. Complete these course hours in a virtual classroom or through an interactive, online instructor-led course. Want to know more about the licensing process? Click here.
Your Path, Your Pace, Your Success
Mortgage Loan Originator License Program Options
Choose a Program to Enroll
The program listed below includes the Pre-Licensing Education (PE) courses required by the NMLS to apply for a Illinois Mortgage Loan Originator license and the Exam Prep course to help you prepare for the licensing exam.
NEW Delivery Method for
20-Hour SAFE Course!
Online Instructor Led
Our thoughtfully designed online courses offer an engaging learning experience featuring a sleek and intuitive interface, captivating videos, and interactive activities that ensure you learn the NMLS aligned material to succeed in this exciting career.
NMLS Required Pre-Licensing Education (PE) Courses
The following courses are required by the Illinois Department of Financial & Professional Regulation (IDFPR) and must be completed by every license applicant.
20-Hour SAFE Comprehensive: Mortgage Loan Originator Fundamentals
20 Credit Hours (NMLS)
Topics Covered Include: Ethics (3-Hours), Federal Law (3-Hours), Non-Traditional Mortgage Lending (2-Hours), and Elective Topics (12-Hours)
- Textbooks / PDFs included
- NMLS Provider #1400073
- NMLS Approval #2029 (Classroom / Virtual Classroom)
- NMLS Approval #16818 (Online Instructor-Led)
Choose a Delivery Method
above and try again.
Important Information Related to 20-Hour SAFE Comprehensive: Mortgage Loan Originator Fundamentals Course:
Textbook(s): A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.
NMLS Missed Time Policy: As required by the NMLS, students in Loan QE/CE courses cannot miss more than 10 minutes of cumulative class time. Students who miss more than 10 minutes will be required to re-schedule at no charge.
Regarding the Online Instructor-Led Course, Please Note: This course combines interactive online modules with required instructor interaction. The course must be completed within a specified 7-day window and requires students to complete online modules by specific deadlines. Students must also attend several required Zoom sessions with an instructor to ask questions and review important topics. Failure to attend a session will result in the student being dropped from the course and forced to reschedule.
CloseSet Your Mortgage Loan Originator License Education Course Schedule.
Virtual and Online Course Options Available!
Attend live classes from the comfort of your home! Our ChampionsLive virtual classrooms are perfect for students who prefer at-home learning, but also want live instruction.
Learn MoreA structured online course with limited instructor interaction. Perfect for independent learners who want the chance to ask questions to an instructor. A webcam and stable internet connection are required.
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