Illinois
Mortgage Loan Originator Education

Let Champions be your #1 Resource for RMLO Education! Champions School of Real Estate® will help you successfully prepare for a career in the Loan Origination industry in Illinois. Our students are provided with the most quality education available in a variety of convenient study formats. Our comprehensive education is created and taught by award winning instructors and ensures you receive the most accurate and up-to-date information to help you become a champion!

Looking to get or renew your Mortgage Loan Originator License?

Everything you Need to Earn
a Mortgage Loan Originator License in Illinois!

Get a License

Start your Illinois Mortgage Loan Originator
Continuing Education Today!

Renew a License

Learn More about our Virtual Classrooms

Uses Zoom
Real Teachers
Exclusive Curriculum

Attend live classes from the comfort of your home! Our ChampionsLive virtual classrooms are perfect for students who prefer at-home learning, but also want live instruction.

Steps to Earning a Mortgage Loan Originator (MLO) License

Step 1 - Create an Individual User Account with the NMLS

Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.

Step 2 - Complete the required 23-Hour SAFE Comprehensive Course

Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.

Step 3 - Register for our Loan originator Exam Prep course

Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!

Step 4 - Login to your NMLS Account and register for the NMLS National Exam

Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.

  • The cost of the exam is $110
  • You must sign the Candidate Agreement before being able to schedule your exam
  • The National Test consists of 120 multiple choice questions and is timed (190 minutes).
  • Click here for a step-by-step guide for scheduling your exam.

Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.

Step 5 - Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request

Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $100 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).

Set Your Mortgage Loan Originator License Education Course Schedule.
Virtual and Online Course Options Available!

Classroom

Students who thrive on conventional, live instruction will enjoy this method! Unlike blended classroom courses, these require in-person attendance, at a Champions campus, for all course hours.

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Virtual Classroom

Attend live classes from the comfort of your home! Our ChampionsLive virtual classrooms are perfect for students who prefer at-home learning, but also want live instruction.

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Online Instructor-Led

A structured online course with limited instructor interaction. Perfect for independent learners who want the chance to ask questions to an instructor. A webcam and stable internet connection are required.

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Please Note - This delivery method must be completed within a set 7-day window.

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