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Virgin Islands Loan Originator License - Pre-Licensing

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 12 hours of undefined education (referred to as electives).

IMPORTANT: This 20-hr course is applicable for those states that do not require state-specific content. To verify your state requirement, click here.

Champions School of Real Estate has partnered with the Association of Mortgage Educators (NMLS ID # 1400214) to offer the online courses for Mortgage Pre-Licensing. - Please Read This First!

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20-Hour SAFE Comprehensive Mortgage Loan Originator Fundamentals
This course fulfills the 20-hours required under the National SAFE ACT. (NMLS # 2029) (LEARN MORE)

20-Hour SAFE Comprehensive Mortgage Loan Originator Fundamentals



This course is the 20-hour SAFE required course to become a Mortgage Loan Originator. In this course, students will learn federal law, ethics and non-traditional mortgage products. This course will fulfill anyone seeking national requirements as well as Texas state requirements. 20 Hour SAFE course is required for all new and experienced professionals.

Course Outline:

  • Federal Mortgage Law
  • State Mortgage Law
  • Ethics
  • Traditional and Non-Traditional Mortgage Products
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